Free tools to help you plan your finances, optimize your taxes, and build toward your goals.
Model income, federal tax withholding, 401k contributions, and FICA taxes across multiple W2 and 1099 jobs. Optimize your mega backdoor Roth contributions paycheck by paycheck.
Calculate your path to financial independence and early retirement. Model savings rate, investment returns, and withdrawal strategies.
See your real per-paycheck and annual take-home pay across federal, FICA, and state taxes. Compare up to 6 states side by side, model pre-tax and post-tax deductions, additional withholding, bonuses, and overtime.
Compare up to 3 mortgage scenarios side by side. Model interest rate, down payment, and term independently per scenario. Includes PITI breakdown, PMI auto-drop at 78% LTV, full amortization, and extra payments (monthly, yearly, one-time).