Roth articles
5 articles on Roth.
- Should You Open a Trump Account? The Benefits and TradeoffsTake the free $1,000 if your kid qualifies - that part is easy. Whether to contribute your own $5,000 a year depends on one strategy: the Roth conversion. The full case for and against, the kiddie tax trap, and real projections. · 11 min read
- Roth vs Pre-Tax 401k: Which Is Better for You in 2026?A direct comparison of Roth and pre-tax 401k contributions for 2026. When each one wins, the actual tax math, FAQs, and the IRS rules behind it. · 8 min read
- Your 401k Doesn't Support Mega Backdoor Roth? Here's What to Do InsteadIf your employer's 401k plan doesn't offer after-tax contributions or in-plan Roth conversions, here are the best alternative strategies: Roth 401k, backdoor Roth IRA, Solo 401k, HSA, and more. · 7 min read
- Pre-Tax vs Roth vs After-Tax 401k: All Three Compared (2026)A plain-English guide to all three types of 401k contributions: pre-tax, Roth, and after-tax. How each one works, when to use it, and how they interact with employer match. · 6 min read
- The Mega Backdoor Roth: A Complete Guide for 2026How to contribute up to $72,000 to your 401k using after-tax contributions and in-plan Roth conversions. Includes 2026 IRS limits, step-by-step execution, and common pitfalls. · 4 min read